Blue Frog Roofing
Commercial Roofing Residential Roofing

Insurance and Your Roof

Here at Blue Frog Roofing Ltd. we understand that the process of filing and collecting on an insurance claim can be both difficult and time consuming. While this article won’t give you exact answers to your insurance related questions (those are usually best answered by a representative from your insurance company), we CAN help you to understand what the process looks like when you work with our company.

  • We Do the Work For You. One of the many services Blue Frog Roofing Ltd. offers is our insurance supplementation service. With your approval, we will work with your insurance company on your behalf . To start, we will provide you with a document to fill out regarding your insurance policy and its coverage in relation to your roof. * This gives you the opportunity to call your insurance company and obtain the necessary details for a clear understanding of coverage. This can be done before or after an insurance claim is filed.
  • Meeting Your Adjuster. In some cases, our roof technicians may have the opportunity to meet with your insurance adjuster on site. This is usually the case when you call us to inspect your roof prior to filing an insurance claim. When the adjuster calls to schedule an inspection, simply let your roof technician know when that appointment will be. During that appointment, we take the time to ensure that your adjuster understands local city codes and addresses all the necessary requirements to get your roof replaced.
  • Claim Review and Approval. Once your claim has been filed and approved, we will review the claim to ensure that all items required by local and international residential construction codes are addressed by your insurance company. Due to the wide variance from state to state and even city to city regarding roofing codes and requirements, it is not uncommon for your insurance company to miss a few of the details that are required by code for your roof replacement. If any items are found to be missing, we will, with your permission, work with your insurance company on your behalf to address these items.
  • Releasing Insurance Funds. Initially, your insurance company will release the Actual Cash Value (ACV) amount to you for your claim, which is the value of your damaged items in their current state. As your insurance company approves any additional supplements, they may release additional funds for these supplemented items. If your policy has Replacement Cost Value (RCV) Coverage, insurance will release Recoverable Depreciation (remaining cash approved for completed repairs) upon completion of the project. *
  • Project Completion and Invoicing. Upon project completion and finalization of supplement work with your insurance company, Blue Frog Roofing Ltd. will provide you with an invoice for work completed on your property. Any previous payments will be reflected on the invoice. Our invoices provide detailed explanations of the work completed and of your insurance estimate, leaving you with a clear understanding of what you are paying for.

While the insurance process can seem bit intimidating, we are here to help every step of the way. From filing claims to the releasing of insurance funds, we make every effort to help you understand the process along the way and ensure that you feel taken care of.

*Insurance policies and coverage amounts may differ. Blue Frog Roofing Ltd. cannot guarantee and is not responsible for your policy or its coverage of the contracted work or any items required by law. Please contact your insurance company for more details and a complete understanding of coverage for your policy. This post does not represent a guarantee of insurance coverage for contracted work. The information above is provided as a general overview of the process and may not be specific to your project.

Commercial Roofing Residential Roofing

Preparing For a New Roof

How to Prepare Your Property For Your Roofing Project

We all know how important it is to be prepared: for a test, for bad weather, or for your wedding day! The same can be said about a roof installation or roof replacement. Our company prepares for your job by understanding the scope of your project, taking measurements and ordering materials, and scheduling crews to complete the work. However, it is just as vital that you, the property owner, prepare as well.

It is important to remember that your roof replacement or installation is a major construction process that will affect not only the roof of your home, but the entire property. The project involves heavy items and multi-person crews and there will be lots of movement, debris, and loud noises. Below are 3 helpful preparation points to make sure you are prepared for your project.

  1. Exterior Property Preparation. On the day prior to installation, you will want to make sure your property is prepared for this major construction process.
    • Allow for Access. It is necessary to leave the closest access points to your home open to our crews. Do not park your car in the driveway or garage after 5:00 PM on the day prior to install in order to avoid being unintentionally blocked in. Crews will be bringing trailers to haul project debris which will be parked in your driveway or at the nearest access point to your property (in some cases where no driveway is available, the closest access point may be the street or alleyway). These trailers will be delivered either on the evening prior, or as early as 6:30 AM installation day.
    • Remove Outdoor Decor and Furniture. We encourage customers to remove any valuable outdoor items around the exterior of your home. This includes outdoor d├ęcor, small statues, hanging plants, string lights, potted plants, outdoor furniture, or other items. While this may seem a bit of a hassle, it is the best way to avoid accidental damage and allow our construction crews clear access to your roof in order to do their jobs effectively and efficiently.
  2. Interior Property Preparation. Even though construction is happening outside, it is just as important to take necessary precautions inside your property.
    • Wall Mounted Valuables. If you have any significant or valuable items on shelves or hanging on the walls in your home, you may want to take them down for the day to avoid the possibility that the movement on your roof may cause them to shift.
    • Below Skylights. If you are having skylights replaced, we recommend moving or covering any furniture or items that may be directly below the skylights. While this is a rare occurrence, it is possible that debris may fall through the openings during the replacement process.
  3. Preparing Household Members. Major construction can have a significant affect on the members of your household, such as children, pets, or elderly family members.
    • No Outdoor Play/Activity. We do not recommend allowing pets or children outside during construction or prior to cleanup. There will be debris, nails, tools, and other potentially dangerous items throughout the property. Taking walks or heading to a nearby park are great ways to get children or pets out for some fresh air.
    • Loud Noises Can Be Disruptive. Due to the tools, materials, and crews producing loud noises, we always encourage our customers to please consider how this process will affect members of your household and prepare accordingly. In some instances, it may be good to head to the home of a family member or friend if you feel the noise and activity outside may be overwhelming.

Understanding the points above and taking steps to ensure that your exterior property, your interior property, and your household are prepared for your project will help your project tremendously. Not only will you know what to expect, but you will help our crews to work efficiently and enable them to focus on bringing our signature quality craftsmanship to your project.

A premier roofing company serving Colorado, Southern Wyoming, and South Florida. We strive to provide premium products and quality craftsmanship to all residential and commercial customers.

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